Tag Archives: Jenn Weinshenker

Jenn’s First Cup Today: Another Cuppa Joe

By Jenn Weinshenker

I was watching a program about the banking industry and all of the fees and courtesy charges they apply when people make a mistake in their account and overdraw. About their computer programs that determine which checks to pay, not based on when things were received but by how much the check was. Paying the larger sums first and instead of returning a check, forcing you to take out loans that arent really loans, which would be subject to the Truth in Lending laws but are called Courtesy Fees.

I know lots of people who have tried to get their banks to stop this but the banks wont. So a two dollar overdraft, by the time a person finds out about it, which could take more than ten days, and by the time all of those courtesy fees add up, could wind up costing you over a hundred dollars. And if you get paid every other week, like many do, by the time you get paid again to take care of this small oversight you could owe the bank more than you earn.

The bank reps chant Free Market Enterprise, but there are a few other things they might try to keep in mind. The punishment should fit the crime. People who have the resources, authority and power are not supposed to stack the deck. I get that they need to earn money. But how much is fair? Im pretty sure slavery was abolished. But ask anyone who has gotten stuck in this quagmire what they felt like when they tried to reason with a banker to get them to stop this practice and they will tell you it felt exactly like being chained to system that was profiting from their labor and leaving them with nothing.

I say to the folks in DC, if anyone is listening to this poor mouse, wise up. You cant have free market anything if people are left so strapped that they cant afford to spend the money they worked so hard to earn. Between overdraft fees and outrageous parking tickets its a wonder anyone can buy a cup of coffee!

Enough debate, the only people who have been tying all of us into a state of financial depression, on so many levels, are those who have used our tax resources to fund this miserable war, those who hiked up the gas prices that people had to take their possessions to the pawn shop so they could afford to work, the insurance companies who took another huge slice and the government which took nearly all the rest. So I have an idea, these industries are feeding off the backs of those who are still working and it really needs to stop. Those who think they are clever and smart are running down our country, but they’re really only profiteers.

Maybe Atlas can hold up the whole world but Ill tell ya, the average Joe and Josephine cant.

Contact the author at JWeinshenker@ltsaloon.org

2010 Jenn Weinshenker. All Rights Reserved.

Jenn’s First Cup: The Banking Industry

By Jenn Weinshenker

Let me tell you a story, about National City Bank. On November 4th, 2009, I opened a checking account and a savings account there. I had worked for about seven months on an oil painting and was given $500 for it. It is the only painting I have sold in a year and a half. Im not too proud to admit this; I cant afford to be.

On November 13th, I wrote a check for $22.51. Interestingly enough this triggered an NSF withdrawal. So a $15.00 fee was taken from my $50.00 savings account. I wrote two other checks which have cleared. So I went into the bank today to close out my accounts. They charged me an additional $30.00 fee to close out the checking account and another $30.00 fee to close out the savings account.

When they asked me why I was closing out my accounts, I said, Robbery.

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Jenn’s First Cup: Plastic Faces

(Originally posted April 10, 2009 to Simple Minds, Jenn’s blog.)

by Jenn Weinshenker

I saw an advertisement of an young actress I recognized, who had her lips plumped. She is a young actress who has a lovely face. And I thought, why would she do something like this? Make her face look so fake and unattractive? Who told her this was an improvement? Who told her this was a great investment in her future?

I don’t turn on TV much. Can’t stand the commercials. I check out movies and docs and instructional DVDs from the library. So when I do watch some TV it is shocking to me how plastic the American definition of beauty has become.

Plastic procedures have become so pervasive in our society that you can hardly tell what a real person looks like anymore. Ultra skinny women have these ginormous boobs and fat lips and pulled back skin and no expressions on their faces or lopsided faces because of the Botox they have pumped into their skin. And they look like monsters.

Honestly, I wonder, who sells these women on spending their money on these hideous plastic surgeries and procedures that make them look like stretched, frozen freaks?

Women aren’t allowed to age gracefully in America. If you put on a few pounds, get gray hair or have a few wrinkles you are pushed out of the picture.

Well, I would like to say something about this. “Wake Up! You don’t need to buy into this unrealistic ideal of what a beautiful woman looks like. You can be short, have curves, have wrinkles and you don’t have to be built like a 5 foot 9 inch boy to be attractive.”

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Jenn’s First Cup: I Think Therefore

I Think Therefore

By Jenn Weinshenker

In my early years I remember thinking that if I was smart enough and applied myself sincerely enough to knowing the truth, one day, I would be able to sort it all out. I read great books and asked lots of questions and thought it was only a matter of time before the light would go on and I would understand the true meaning of life. I used to say to my Grandma, I wish I could pour all of the things you have learned into my head. And she would say, I wish you could too, baby.

I remember enjoying thought provoking discussions with a very dear friend in Boulder. He used to ask me the most interesting questions. Not because I had any answers — about the only thing I knew back then was how much I didnt know — but because he had an amazing, genuinely inclusive curiosity about every thing. We used to talk about freedom and discipline and meditation and study, and of course, the meaning of life. During one such conversation he said something to me that hit me like a shock wave reverberating through my thick skull. He told me that there were some questions that were unanswerable. I couldnt begin to grasp what he was saying. I was incapable of accepting that the questions I had been asking all of my life; didnt have answers to them out there somewhere. I couldnt appreciate the hard realizations he had lived through which gave him the ability to respond to my angst with such peace. Unanswerable questions? How could that be?

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Jenn’s First Cup: The Burden

The Burden

By Jenn Weinshenker

Storms comin in from the west
looks rough
wed better put up those chairs in the shed.

You think well have a tornado this time?

Might, could.

Look at those clouds.
Dont they look like the scales of a fish?
Have you ever seen such a thing before?

The wind is ripping through them trees
theyre all over the place
wed better pull in that table too.
Grab that end?

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