February 23, 2040. CNBC’s Rick Santelli arrives in Hell and is offered a luxurious 10-bedroom, 4-bath mansion at a low mortgage rate. “Oh, boy! Wotta deal!” he shouts as he snaps it up and moves in, but a month later, the mortgage doubles. It keeps doubling every month until Santelli finally complains to the Devil: “You can’t just double my mortgage every month. That’s unfair!” “Just where do you think you are, Rick?” “That’s not the point every place, even here, has to have some rules governing mortgage rates!” “That’s tough, Rick, but that’s the free market for you.” “But I can’t possibly earn enough to pay this inflated mortgage!” “What are you, Rick, some kind of loser?” Later, the foreclosed-on Rick is given a minimum wage job cleaning J.P. Morgan’s underwear with a pipe cleaner and lives in his ‘Hell car’ a rusted-out 1988 Plymouth Horizon with four flat tires and no engine that rents for $800 a month.